Self-Employed Mortgage Ontario: 5 Real Reasons Banks Say No A self-employed mortgage Ontario application shouldn’t be this hard — but if you own a business, work as a contractor, or run an incorporated practice, you already know it is. You’ve…
Discover the latest on GTA housing trends, falling mortgage rates, OSFI renewal risks, and the iPro Realty scandal. Learn how refinancing or equity release can fund renovations with rebates and tax credits in 2025.
Mortgage Renewals 2025: How Canadians Can Navigate a Cooling Real Estate Market and Rising Uncertainty A Wave of Renewals: Over 1.2 Million Mortgages Due in the Remainder of 2025 The second half of 2025 is set to become one of…
Should I Refinance My Mortgage in 2025? [Ontario Homeowners Guide] Are you wondering whether you should refinance your mortgage in 2025? You’re not alone — with interest rates shifting, inflation cooling, and Ontario home prices down ~5% year-over-year (source), many…
Housing Innovation & Affordability: What It Means for Canadian Mortgage Seekers As the cost of living continues to rise and homeownership remains out of reach for many Canadians, the federal government and housing industry are responding with bold initiatives aimed…
Is Now the Time to Reassess Your Mortgage Strategy? Bank of Canada Holds Rates — But What’s Next? In June 2025, the Bank of Canada held its key interest rate steady at 4.5%, despite stronger-than-expected GDP growth and core inflation…
📉 Market Reset: Falling Prices & Surging Inventory Average condo prices are declining. New units in the GTA are averaging around $1,151 psf—a 7 % drop year‑over‑year—and resale prices have eased as well (idealtorontocondos.com). Inventory has doubled from levels seen in 2024: active…
